ACF has one of the largest product menus available on the market today.
The relationships that our firm has built with hundreds of public and private sources of funds over the years allows us the freedom to offer and deliver the widest product menu available on the market today. We do not expect our clients to know our full product offering because every deal that comes across your desk is a deal that most likely ACF can close. Our goal is to identify the best capital sources available for the financing of a client’s project through an in depth research of all possible sources of funds. Our expertise in capital markets is your advantage.
At ACF our principal purpose is to empower our clients to realize success in every transaction, every time. ACF has emerged as a premier commercial brokerage firm that offers one of the widest commercial lending product menus available on the market today that include mezzanine and equity financing. We are committed to meeting each challenge with an unsurpassed optimism. Let us help you turn every commercial real estate transaction into GOLD!
Our loan limits start from $50,000 and go up to $100,000,000. Our commercial real estate lending products include but are not limited to:
- Mutlifamily
- Office
- Retail
- Warehouse
- Light Industrial
- Self Storage
- Flagged Hospitality
- Office Condo
- Retail
- Auto Repair
- Gas Station
- Convenience Stores
- Day Care
- Vocational School
- RV Park
- Restaurant
- Special Purpose
- Bed and Breakfast
- Mobile Home Park
- Rooming House
- Funeral Home
- Industrial
- Contactors Yard
- Hotel/Motel
- Mixed Use (primary purpose residential and commercial)
- Medical Marijuana Warehouse and Equipment Financing
Our product menu includes construction and small business administration (SBA) as well as Business and Industry guaranteed (USDA) loans. If you require information about our construction lending or our SBA and USDA lending programs and requirements please request our brochure or call us directly for more information.
Our terms for conventional sources of funds that include SBA and USDA loans are as follows:
We offer financing for up to 90% LTV or even in some instances for upto 130% LTV of the property value for all owner occupied properties. That’s only 10% or less down payment on both purchases and refinances.
• Retail Property Loans – Flexible financing options for retail business owners and investors
• Office Condo & Office Building Loans – Individual office condos and small and large office building financing up to 90% loan to value financing
• Mobile Home Park – We look at mobile home parks as multiunit commercial real estate.
• Dry Cleaners – We finance dry cleaners who do not clean or have a history of using chemicals on site.
• Warehouse & Light Industrial – Light industrial space, warehouse and distribution
• Automotive – Lending solutions for repair, oil change, tire and other automotive service facilities.
• Bed & Breakfast – Choose from any of our financing options on these special properties.
• Contractors Yard – Includes storage and distribution of raw material
• Convenience Store (No Fuel) – Chain retail convenience stores and the mom and pop shops are eligible
• Day Care – Kindercare programs included
• Funeral Home – Lay to rest your financing woes
• Vocational School – Located in urban or suburban areas
• Gas Stations – Including the attached convenience store on a full documentation basis.
• Restaurants – Unlimited cash-out refinances available up to 75% loan to value
Typical financing for investor propety require a 20% down payment or 80% loan to value.
• Flagged Hospitality – Branded hotel chains
• Industrial – Manufacturing sites and distribution centers
• Rooming House – Buildings were renters occupy individual rooms and share common areas
• Apartment Loans – Financing for multifamily properties with more than 5 units and apartment buildings
• Mixed Use – Commercial Real Estate with greater than a 50% residential component
• Self Storage – Innovative financing solutions for self storage unit properties
• Health Care Facilities – Include hospitals, clinics, dental offices, out-patient surgery centers, birthing centers and nursing homes
• RV Park – Must provide leases
• Unflagged Hospitality – Independent hotels
• Churches – Our church lending program is designed to give you more of what you want-like low down payments, efficient, streamlined closings, and guidance toward your organization’s financial goals
